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California Earthquake Insurance

A crumbling house after an earthquake

To calculate the cost of an earthquake policy, have your coverage A limit listed on your homeowner policy declaration page ready and click here.

Do you have the strength to rebuild after the next damaging earthquake? Advice Insurance Agency recommends placement in the California Earthquake Authority (CEA) for earthquake insurance.


Five reasons to buy CEA earthquake insurance


1. Excellent financial ratings.

2. Expert service.

3. Rates based on science, not profit.

4. Not tied to government budgets.

5. Without earthquake insurance, the cost of any damage is your cost.



Choose CEA insurance to get peace-of-mind from knowing you can afford to repair, rebuild, or replace your covered property that may be damaged by the next catastrophic earthquake. Most residential insurance policies do not cover earthquake damage – a separate earthquake policy is required. Without earthquake insurance to help you cover the costs of repairs and other expenses that come with catastrophic damage, you will pay out-of-pocket to fix your home, to replace your personal property, and to live and eat elsewhere.


As always, you may contact us  for a precise quote and to get started on a new earthquake policy. Please note you must have a homeowners policy through our agency in order to get an earthquake policy.

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